Terms of Use

By using this website you agree to these terms. If you do not agree, please do not use the site.

Content and intellectual property

The writing, frameworks and materials on this site — including The Four Fidelities, Harmony & Money, Life Perspective and Career & Marriage Harmony — belong to Franky Fernandes. They may be referenced with attribution but not reproduced or sold without permission.

Linked platforms

Assessments, programs and book listings are hosted on separate websites. Their own terms apply to your use of them.

Changes

These terms may be updated as the site and its services develop. Continued use of the site means you accept the current version.